All Activity

One contractor I knew use to paint all the OSB sub-flooring before the rug was installed. He said and old timer taught him that trick, sand all the seems, vacuum the OSB and paint it, once OSB gets dirty you'll never get all the dirt out and you always be vacuuming dirt out of your rugs. Who knows, there's good builders and complete hacks out there..... Drywall hides the sins and some will never know they just see the final product.

Former Social Security Administration Commissioner Martin O’Malley argued that requiring higher-income Americans to pay more into Social Security is the solution to the program’s looming funding shortfall after a new report warned that beneficiaries could see a 22 percent cut in their monthly checks by the end of 2032. In an interview that aired Monday on NewsNation’s “The Hill,” O’Malley said lawmakers should raise the cap on earnings subject to Social Security payroll taxes rather than pursue benefit reductions. “It’s only 6 percent of us that experience any benefit from the cap and an even smaller percentage — three or four — who benefit from scrapping the cap on income above $250,000,” he told host Blake Burman. “Most Americans, Blake, think it is unfair that wealthy people don’t pay the same tax rate as a custodian in a school or a teacher.” The former Biden administration official pointed to the program’s current payroll tax cap, which exempts annual earnings above $184,500 from Social Security taxes. His comments come as lawmakers grapple with a new Social Security trustees’ report projecting that the program’s trust fund will be depleted in the fourth quarter of 2032 — one quarter earlier than projected last year. At that point, incoming payroll revenue would cover only 78 percent of scheduled retirement benefits. The program’s insolvency reignited debate on Capitol Hill over how to shore up the program’s finances. Proposals floated by lawmakers include raising the payroll tax cap, increasing the retirement age and creating personal accounts to invest in the stock market. Speaker Mike Johnson (R-La.) recently called on Republicans to tackle the ballooning costs of Social Security, Medicare and Medicaid, arguing the programs “have to be adjusted and fixed.” “The reason we’re in trouble is because over 74 percent of federal spending is on autopilot — mandatory spending, that is your entitlement programs like Medicare, Medicaid and things like Social Security — they have to be adjusted and fixed,” Johnson said in a radio interview. “We have a plan to do that next year, and it’s critical, because we’re at $40 trillion-plus in debt. At some point you get into a hole so deep you can’t climb out of it, so desperate times call for desperate measures,” he continued. But O’Malley rejected Johnson’s characterization that Social Security contributes to the federal deficit, arguing the retirement program is largely funded through dedicated payroll taxes. “I was just listening to Speaker Johnson falsely say that Social Security contributes to the deficit,” the former Democratic Maryland governor said. “In point of fact, Social Security doesn’t contribute to the deficit. It is a pay-as-you-go program, which means, for the most part, the dollars paid in any given year are the dollars that go out.” The HillEx-Social Security administrator calls for raising capFormer Social Security Administration Commissioner Martin O’Malley argued that requiring higher-income Americans to pay more into Social Security is the solution to the program’s looming funding sh… lol, NEXT YEAR ? now they're looking into this after most of the greedy boomers have retired and are draining the coffers? ffs, the R's probably won't be running the Hill NEXT YEAR and the stupid Democrats certainly aren't going to do a f'ng thing about it... Hilarious oh well, wife's home and we're off to the cottage

we used a high end custom builder and 'over built' everything. decking is all 3/4 marine grade plywood which they additionally seal coated after installing... in case it rained during construction as an example. year or so later a different custom builder built two starter castle's just across the road from us, neighbor and I did a walk through before they had it closed in a day after it rained and the thin minimal spec osb decking was absolutely soaked and swelling like a giant blister, which not long after they just covered with hardwood flooring and fancy tile. we probably could have saved 30%+ on the cost of our home just by using a different builder but it was intended upon design as our forever home so we spent on quality and functionality rather than lower grade materials and square footage.

Islam was formed in the 7th century. 1400 years ago. You really don’t know what you’re talking about. Just a pretender. Make shit up as you go…..

Look on Amazon for the film......

Haha…perfect!👊🏻😂

There are some around here no concrete footers, trench out like footers but its pea gravel compacted in the footer trench in 6 inch lifts and the basement walls are precast bolt together with lots of caulking in the seems where they bolt together......

Like I said, "code". There's a reason owners fight multiple wall stress cracks for years. "It's just the building settling". Yuh...it sure is.

Some of the track builders wouldn't put drywall blocking in the corners they would put 3 metal clips top, bottom, middle, 7/16's osb on the roofs 2 foot on center with metal clips in between trusses. Floor joists were/ are the I joists 2 foot on center, cheap cheap cheap..... Drywall hides A LOT of sins

I sat down with Lennar in Lakeville, MN last summer after my mom passed to get an offer on her 10 acres - they are sheisters!! They’ll give you an offer and you have to follow up on the fine print with all the conditions which are MANY. The main one is approval of the development plan being approved by the city. YOU as the seller have to eat anything not approved… The 10 acres across the road got a $1.1M offer, and when they closed it was only $750k because the city restricted how many home they could build on it. I found some local boys, total cash deal, closed in 45 days, and we could leave anything we didn’t want… a smokin’ deal IMO. It’s no wonder their (Lennar) stocks are rising!

Yep. I mean, they are all technically "built to code" but, it's a tightrope....strung to max tensile strength.

We call them vinyl villages, brick to grade side the rest, try your best caulk the rest, putty and paint makes it what it ain't.

Yes, one is wet and one is dry...

I've seen them first hand. There's a reason these big builders came up with the category, "Builders grade".

I dunno stick your head underwater and paint it.

They've been source of unrest in the middle east for the last 2000 years, and the sole source of terrorism around the world. But go ahead and blindly claim otherwise, or deflect.

Reality doesn't matter in Smales Land.... he seems to think he has to be the gatekeeper on any Jew shit.

That was sticking up for Randy? At least make one of your banal insults accurate, or at least relevant. The entire board saw it as a way to insult Greg, not stand up for Randy.... When you have to invent it, it is not pithy.....

Same here .99 a dozen limit of 2

knowing we're both rather handy... can you imagine the quality of those cookie cutters? the neighborhood I grew up in had about 40 homes in it until I was in my early twenties. two big developers came in, bought up all the woods and farmland and built 300+ homes. I walked a few of them during construction and holy cheap under built minimal spec shit... but a little drywall, trim and siding can hide a lot of sin. my dad had a pocket square with a level on it and there was hardly anything plumb or square. I've heard plenty of stories now all these years later about the issues many of the folks that bought them have gone through. oddly, neither of those companies are in business anymore.

I kept reading WTC and thinking World Trade Center

Yep. They are building in areas without such massive restrictions and are selling at out of this world prices. It's always been regional. The South east is fucking booming.

and we've all seen how much I care what people here think of me...